Monday, 23 October, 2017

Patients brace for post-ACA out-of-pocket health costs

Hutchins Patients brace for post-ACA out-of-pocket health costs
Ron Matthews | 02 February, 2017, 08:09

Without the Affordable Care Act, a person who might have a great idea for a business could be "frozen" into their current job, he said.

"We've had lives saved", Mitchell said.

Trump has said he wants to keep some elements of the program, such as allowing young adults to be covered under their parents' insurance.

Elizabeth Colvin, director of Foundation Communities Insure Central Texas project, first pointed out that President Donald Trump's executive order (instructing federal agencies to reduce the impact of the Affordable Care Act) did not, in fact, repeal the law, which remains in place. Experts say it's important to focus on what you can control right now, coverage for this year. If you do not have health coverage through, for example, a workplace plan or Medicare or Medicaid, should you consider enrolling in one of the ACA exchanges?

Toomey spokeswoman E.R. Anderson said in an email that even without a government mandate, people with chronic conditions can buy insurance in state-subsidized pools, along with others who've been denied insurance due to their health.

Reinsurance is essentially an insurance program for insurance companies, mitigating the risk of insuring more high-cost patients.

"While no one has a crystal ball and can see what the future looks like for the ACA, we do know that there's a lot of talk though in many different directions in Washington", Van Arnam said.

Just 15 percent of family doctors think the Affordable Care Act should be repealed, a national survey says.

"I'm sure questions are arising in people's minds about what all of this means, and part of it is, "If I don't buy it, will I be subject to the penalty?'" Ullmann said".

Republican lawmakers are increasingly calling for caution on a repeal, saying it needs to happen simultaneously with a replacement plan.

The 29-year-old grad student says she was dropped from her previous insurance because of her pre-existing condition; that was before Obamacare. But she no longer qualifies for a subsidy and is looking for alternatives. They're rallying to make their voices heard.

EPI calculated how much of a boon that lower taxes stemming from an Obamacare repeal would be for economic growth versus the harms from spending and benefit cuts. While they have no formulated plan, they have consistently complained it is too expensive and not effective enough.

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